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It is not very often there is a movie which deal with spending habits.  However, I was very pleasently surprised when I went to see with my wife and daughter “Confessions of a Shopaholic.

The movie was a great romantic comedy with a great message.  The movie is about Rebecca Bloomwood who is a shopaholic.  We what her life as she is being chased by a debt collector.

She finally deals with shopping habit and deals with her debt as well.

I liked the movie because she implemented many of the suggestions of Dave Ramsey.  She put her cards on ice, sold her old stuff to pay of her debt.

If you have a debt problem.  Rent the movie on Redbox for $1 when it comes out.  You will not be disappointed.

At Christmas we need to remember that Jesus Christ is the reason for the season.  Remembering the birth of Jesus cost you nothing.

On the other hand, purchasing Christmas gifts on credit cards can cost you alot.  If you purchased gifts on credit do all that you can to pay them off in January.  There is no reason to pay 22% or more in interest on old presents.  If you do not have the money to pay off the credit cards in January consider getting a second job at Starbucks for a few months.  You do not want to be still paying for the Christmas presents in June. 

By the way, now is a great time to start saving for next Christmas.  Setting aside $50 a month for Christmas 2009 will make next Christmas a stress free Christmas.  Many credit unions have Christmas saving plans.  The credit union with take the money out of your checking account and put it into a holiday saving account.

Planning for next year will help make next Christmas a white Christmas.

Are you tired of paying fees when using a non-yourbank ATM machine?  AllPointNetwork has the answer.

AllPointNetwork.com is the largest surcharge-free ATM network in the states.  AllPointNetwork has over 3874 surcharge-free ATM machines in California.  There are over 3060 surcharge-free ATMs in New York.

Why pay an ATM free of $2, $3 or ever more to get $40 dollars?  The AllPointNetwork is a great supplement to your bank ATM network.

Save money when out-of-town or around town by using the AllPointNetwork.

Disclaimer:  The writer received no compensation from AllPointNetwork.com for this endorsement.